A more transparent way to
buy a home or refinance without your bank taking you forgranted
As a dedicated mortgage professional, I can make your next mortgage transaction simple and pain free. Ready to get started? Contact me today.
Paul Davidescu, Mortgage Agent
Meet Paul Davidescu
I am Paul and it kills me when your bank tells you they have your best interests and then when you try to switch away from them, there is a $129,000 penalty in your way...true story. The days of having blind faith in your trusty bank are over and I am here to give you a strong second opinion on how to avoid criminal breakage penalties, insulting customer service, and quite simply, interest rates that could be better.
I am Paul Davidescu from Level Up Mortgages and we work with 50 lenders in BC, Ontario, Manitoba, Quebec. My Background: Born in Mexico City, grew up in Vancouver, lives in Toronto. Studied at UBC and ESADE in Barcelona, Spain Financing Specialties: The Self-employed, Real Estate investors, Latin Newcomers, First-Time Buyers, No lender-fee Private & B-Lending, Refinances What makes him different: 1) Staff rates at TD/Scotia Bank 2) Affording $150k-$300k more than what the bank told you 3) Using special programs to borrow more down payment and qualify with low credit scores 4) Finance strategies to save on taxes, lower monthly payments, and limit mortgage interest Preferred A & B Lenders: TD Bank, Scotia Bank, First National, RFA, Merix Lendwise Preferred ways to communicate: Early mornings or before 8PM on Zoom, Whatsapp groups/voice notes, SMS Interests: Sprinting, Ted Talks,Standup comedy, Sports, Meditation, Snowshoeing, Outdoor adventures, Latin Food & Travel, Documentaries, watching MoneyHeist
MortgagePal is a leading independent Canadian online mortgage brokerage in Canada. For over a decade, we've been providing residential and commercial financing to thousands of clients each year, offering seamless mortgage solutions for your financing needs. Our high volume of business allows us to obtain preferred rates for our clients.
Testimonials
Paul made me more confident in the purchase process!
Matan Berson
Lender Access
With access to dozens of unique lenders, including several big banks and credit unions, you can rest assured I can help you secure the best mortgage possible.
Secure Application
The privacy and security of your personal data is my highest priority. My website and online application is secured by the same encryption used by institutional banks.
Trusted Advice
A home is quite likely the biggest investment you'll make. How you finance that investment is equally important. My focus is exclusively on mortgages, and nothing else.
Flexible Schedule
Real estate transactions can move fast, so you need a mortgage expert that can move equally fast. I'm available when you need me, including evenings and weekends.
Great Rates
The mortgage industry is fast paced. I've built strong relationships with lenders and connect with them regularly to make sure my clients always get the best offers.
Quick Approval
Sometimes, speed can make or break a real estate deal. That's why I've honed my skills to make sure I can offer you fast, efficient service whenever you're ready.
Mortgage Rates
| Fixed | Variable |
Say Hello
I’d love to hear from you! Phone me at 6048093188, write me an email at paul.davidescu@mortgagepal.ca or use the form below.